Market Update- 5 July 2012

Market Update - 5 July 2012

     With the US closed trading was thin overnight but there was a risk off tone to proceedings as concerns over the delay on the Spanish bank recapitalization and the US payrolls loom Friday.

·     USDMYR opened back up higher ar 3.1570-3.1630 as the 3.1400 level for support still holds for now and we expect thin trading today with BNM meeting ahead tonight.

·     The BNM MPC meeting later in the evening should show no new directions and remain neutral as we believe BNM will hold on to the current levels, we await the post MPC meeting statement for fresh directions

·     Equity markets across Europe were down, the FTSE fell 0.06%, the CAC -0.1% and the DAX fell0.2%.

·     Spanish and Italian equities fell0.7% and 0.78% respectively, with 10 yr bond yields up 16.5 and 13.8bps in those countries. Bund yields fell 8bps and gilts lost4bps in yield.

·     Sterling fell a big figure ahead ofthe BOE meeting tonight, last trade 1.5595 as market expects the BOE to have a potential rate cut to boost the current weak outlook

·     Commentators suggesting tonight’s decisions by the ECB and BOE will have a big impact on markets might be disappointed. A 25bp cut to the main lending rates form the ECB and an additional 50bn pounds of assets purchases are already priced in I reckon, the big hold out being whether the ECB will announce any extraordinary measures on the back of last week’s political agreement.

·     The bigger concern for me is the state of the wobbling US economy and we will have ADP jobs and ISM non manufacturing PMI there tonight, two big numbers preceding the payrolls number on Friday.

·     ECB council member Kla as Knot was reported as saying the bond purchase program will remain “fast asleep”, a recurring sentiment, “If someone has to help southern Europe, then it has to be other governments, not the ECB,”

·     Services PMI’s in Europe were mostly stronger than expected but Germany was weaker and retail sales rose, but a revision to last month’s figure darkened the picture, see below.

IPO OASIS or Government need funds??

IPO OASIS or Government need funds??

Malaysia recently having few Government link share listing in Bursa Malaysia. Early is Gas Malaysia (GASMSIA) on June, then Felda Global Ventures Holding (FGVH). And now is IHH Healthcare. Each counter has been mop up few billion Ringgit Malaysia and the benefit all go to Government or Government Link Counter (GLC).

Is Malaysia market full floating in cash or just a way to show off? Understand that the Local Institution is Key player of the Bursa Malaysia. Local Retail is just a follower and not even has power to manipulate the market so does Foreign.  There were a report said that the fund of Local Institution is much higher than Malaysia’s GDP. Therefore, it is easy to get supporters (fund) in Share market providing you are from GLC.

Back to Malaysia real market, it seems the economic is growing in slowly and steady. But, when you visit the retail shop, you will see their sales are drop although there is a lot of “window shopping” consumer around the corner. Government is planning to give another round of RM500 to poor people, in exchange to boost the market and economic. The problem is where the money comes from? Issue new Bonds to increase the Government debts or use the future money???

The FBM KLCI will continue break the record high. 1620 level can break easily and let see whether they can reach 1700 level before announce of General Election.

女生漂亮手則

女生漂亮手則

＠瘦大腿的方法其實很簡單，而且每天都可以做。只要當你坐於書桌前或電腦前的時候， 拿一張紙，夾於兩腿膝蓋中間，維持它不掉下即可。雖然聽起來頗簡單，不過實行起來可會酸酸的哩！這是因為這樣的動作會使用到平常不常用到的大腿內側 肌肉。

＠絲襪冰過再穿更耐久各位女性朋友，您若是有新買回的絲襪，請先不要拆封，直接放入冰箱中冷凍一至兩天，然後再取出放置一天後穿用，這樣就可以增加其絲襪的韌度，不至於很快就發生抽絲或破裂的現象，不必花費太多的金錢再購買絲襪上！省下一筆 錢.

＠女性漂漂守則一，原則性的要點：
1.吃飯過程不能喝湯和喝水。湯跟水可以飯前喝。
2.飯後不可以吃水果。空腹時吃水果，尤其早上吃最好。
3.常洗臉，常敷臉。
4.多喝水。但要慢慢喝。只要是鋁箔包裝可長存的飲料不喝。
5.晚上不吃西瓜。

二，美白和皮膚漂漂
1.綠豆＋大而粗的薏仁（忘記問可不可以加糖）
2.葡萄柚汁＋蜂蜜（也可酌加1/2杯水）
3.紅蘿蔔（二小條）＋半個蘋果＋一～二個柳丁＋應景水果（以上皆榨汁）

原則：酸類水果一組，選四種榨成汁；甜性水果一組，四種榨成汁亦可。
 　　　以紅蘿蔔＋蘋果為基礎，再選兩種水果亦可。

 三，減肥：養樂多兩瓶＋一顆檸檬榨汁（早上七點到九點時喝）四，可當茶
1.枸杞一把＋去籽紅棗十顆＋不帶籽桂圓＋水（視鍋大小斟酌）（枸杞＋紅棗要多，桂圓少量）燉，拿來當開水喝
2.早上喝小麥草汁
3.菊花＋枸杞以熱水沖泡，當作開水喝

＠冷氣房護膚，水嫩又亮麗想要有一張好臉色，在冷氣房裡千萬記得隨時來一杯熱茶；綠茶、玫瑰花茶、枸杞茶，都是美味養生的好茶。經常喝一口茶，不但能夠補充流失的水分，這些養生茶所含有的抗氧化成份，還可以減緩皮膚老化的速度呢！

＠黃豆及豆芽類穩定更年期情緒更年期應如何吃才健康？維持每人每日六大類均衡的飲食是最根本之道。另因荷爾蒙的改變多吃黃豆、豆芽類，有助於穩定更年期女性的情緒。更年期的女性在情緒上，常因女性荷爾蒙的製造量減少，導致情緒的不穩定，可藉由如黃豆、豆芽類等食物中的主要特殊成份來補助女性荷爾蒙的不足，由於這些豆類中有些成份與女性荷爾蒙相似，可達到緩和情緒的效果。一般來說，女性更年期通常發生在45～55歲的年紀，六大類飲食的攝取量換算分別為五穀根莖類3-6碗、奶類1-2杯、蛋豆魚肉類４份、蔬菜類3碟、水果類2個及油脂類2-3湯匙，才足以應付人體的基本需求。

＠增胖的小秘方(這個應該沒人需要吧)將牛奶與養樂多大約是３：２的比例混合，要馬上喝喔！(不要放置過久，否則會有發酵後的濃濃沉澱物）每天喝個幾次，您將會有意想不到的成功體驗喔！

＠健康喝咖啡喝咖啡要選時間且控制飲用量，嗜菸嗜酒或懷孕授乳時應戒之。醫界研究指出，每天喝咖啡最好的時是：夏秋季的下午四至六時，冬春季下午三至五時，因為這是人體最疲憊的時刻。此外，要健康喝咖啡，還須留意以下事項：

1.每天喝五杯（每杯約150CC）以上咖啡，即容易造成上癮危及身體健康。
2.喝了咖啡約十至十五分鐘，即有提神醒腦的作用，所以睡前不要喝咖啡，以免失眠。
3.早晨喝咖啡的確有助頭腦清醒、精神抖擻，但須先吃早餐後，才能飲用，否則易傷及腸胃。有胃及十二指腸潰瘍的人，尤應避免空腹喝咖啡。
4. 喝咖啡後，不能馬上抽煙，否則容易對心臟造成危害。
5.酒後不宜喝咖啡，否則會更刺激血管擴張、加快血液循環，增加心血管負擔。
6.咖啡因也會通過胎盤吸收，進入胎兒體內，危及胎兒的大腦、心臟，故孕 婦應戒之。
7.咖啡因也會隨乳汁被嬰兒吸收，所以授乳期婦女應戒之。
8.勿喝太濃的咖啡，否則會使人變得急躁且理解力減弱。
9.喝咖啡最好加奶精，以緩和對胃的刺激，但要控制糖的攝取量，以免發胖。

@咖啡的認識咖啡屬於嗜好飲料的一種，有些人只要喝上幾次，就會上癮。醫界呼籲，喝
 咖啡一定要適可而止，飲用過量，將對身體造成危害...
★誘發骨質疏鬆症...咖啡因會引起鈣質流失，導致骨質疏鬆症的產生。每天喝三杯以上咖啡的婦女，尤應小心提防。
★誘發腸胃疾病...咖啡因會刺激腸子收縮，造成腹瀉。經常空腹喝咖啡，易使胃酸分泌過度，導致胃酸分泌過度，導致胃酸過多或胃潰瘍。
★誘發膽結石疝痛...一點點的咖啡因就會刺激膽囊收縮，如果有膽結石的人，可能因此而疼痛不已。故醫界提醒，有膽結石者，最好避免喝咖啡。
★誘發乳腺囊腫...咖啡因會刺激乳腺，導致?顫〣硅孶n腫，甚至轉化成乳癌。

RULES THAT GUYS WISH GIRLS KNEW...

RULES THAT GUYS WISH GIRLS KNEW...

All the men will laugh and agree to this e-mail. You women will shake your heads and wonder.

Let me tell you, these are all true. Women, pay attention, especially to #1.

1. If you think you are fat, you probably are. Do not ask us. We refuse to answer.

2. Learn to work the toilet seat. You're a big girl. If it's up, put it down.

3. Do not cut your hair. Ever. Long hair is always more attractive than short hair. One of the big reasons guys fear getting married is that married women always cut their hair, and by then, you are stuck with her.

4. Birthdays, Valentines, and Anniversaries are not quests to see if we can find the perfect present yet again!

5. If you ask a question you don't want an answer to; expect an answer you do not want to hear.

6. Sometimes, we are not thinking about you. Live with it.

7. Do not ask us what we are thinking about unless you are prepared to discuss such topics as
navel lint, the shotgun formation and NASCAR.

8. Sunday = sports. It's like the full moon or the changing of the tides....Let it be.

9. Shopping is not a sport, and no, we are never going to think of it that way.

10. When we have to go somewhere, absolutely anything you wear is fine. Really.

11. Crying is blackmail.

12. Your ex-boyfriend is an idiot.

13. Ask for what you want. Let us be clear on this one: Subtle hints do not work. Strong hints do not work. Obvious hints do not work. Just say it!

14. We don't remember dates. Mark birthdays and anniversaries on a calendar. Remind us frequently beforehand.

15. Most guys own three pairs of shoes -- tops. What makes you think we'd be any good at choosing which pair, out of thirty, would look good with your dress?

16. Yes, and No are perfectly acceptable answers to almost every question.

17. Come to us with a problem only if you want help solving it. That's what we do. Sympathy is
what your girlfriends are for.

20. Check your oil. Please.

21. Do not fake it. We would rather be ineffective than deceived.

23. If something we said can be interpreted two ways, and one of the ways makes you sad or angry, we meant the other one.

24. Let us ogle. We are going to look anyway; it's genetic.

25. You can either ask us to do something OR tell us how you want it done-not both. If you already know best how to do it, just do it yourself.

26. Whenever possible, please say whatever you have to say during commercials.

27. Christopher Columbus did not need directions, and neither do we.

28. The relationship is never going to be like it was the first two months we were going out. Get over it. And quit whining to your girlfriends like THEIR relationship is SO MUCH better.

29. ALL men see in only 16 colors, like windows default settings. Peach, for example, is a fruit,
not a color. Pumpkin is also a fruit. We have no idea what Mauve is.

30. If it itches, it will be scratched. We do that.

31. We are not mind readers and we never will be. Our lack of mind- reading ability is not proof of how little we care about you.

32. If we ask what is wrong and you say "nothing," we will act like nothing's wrong. We know you are lying, but it is just not worth the hassle.

肝的致命傷

  肝的致命傷

 1. 晚睡晚起為最大致命傷。（原因如下）
 2. 早上不排便。
 3. 暴飲暴食。
 4. 不吃早餐 → 透支。
 5. 藥物。
 6. 防腐劑、添加物、色素、人工甘味（如：沙茶醬）。
 7.不當的油脂（如：沙拉油為不穩定油），烹調盡量少用油，即便是好油，如：橄欖油。   疲倦時不吃油炸物，若要吃趁精神好時吃。
 8.不生食（完全熟食）亦不利肝。青菜生吃或煮三分或五分熟，炒過的青菜當天吃完，不要隔夜吃。
 9. 錯誤的價值觀，只追求卓越，欠缺和平、博愛。
10.急躁。要做到，完全不需花錢，只要注意起居與飲食習慣的調整。食療加上時療，讓身體在正確的時間內主動進行吸收與排毒的動作。

 原因：
 □ 晚上9-11點為免疫系統（淋巴）排毒時間，此段時間應安安靜或聽音樂，夫妻同房應排在此時，不應在11點之後（理由見後）要不便先睡一覺，天亮再來。倘若此時，作母親的仍處於焦慮狀態，如洗碗盤、盯孩子功課，對健康不利。
□ 晚間11-凌晨1點，肝的排毒，需在熟睡中進行。
□ 凌晨1-3點，膽的排毒亦同。
□ 凌晨3-5點，肺的排毒，此即為何咳嗽的人在這段時間咳得最劇烈；因排毒動作已走到肺經，不應用止咳藥，以免抑制廢積物的排除。
□ 凌晨5-7點，大腸的排毒，應上廁所排便。
□ 凌晨7-9點，小腸大量吸收營養的時段，應吃早餐。療病者最好早吃，在６點半前，養生者在７點半前，不吃早餐者應改變習慣，即使拖到９、10點吃都比不吃好。

 晚睡晚起混亂整個排毒過程；另外，半夜至凌晨４點為脊椎造血時段，必須熟睡，不宜熬夜。

有用的環保資料

有用的環保資料
1.種黃金葛：放在門口，吸收抽菸、燒香時所產生的苯(一根香煙完成燃燒後是二手煙的五倍，很可怕哦！)

2. 種蔓綠絨：吸收粉塵
3.種黛粉葉：吸收電磁波，放在梳妝台，冰箱，廚房，電磁爐旁。(吹頭髮的吹風機所含的電磁波竟然是大哥大的６倍，足以罹患腦瘤及幼年期老年痴呆症)

4. 防蚊：種過山香、香冠柏或使君子，釋放出芬多精。
5. 購買以上植物時，不要買噴臘，會將植物的毛孔遮住，要買發泡煉石
6.除蟑螂：用辣椒粉加胡椒粉以１比１的比例混合，撒在廚房的排水口邊
7. 除塵蹣：
(1)用60度c的熱水浸泡枕頭套和被單套
(2)用70％的藥用酒精灑在地地毯上
(3)去屈臣式買尤加利油，用半桶冷水，以１比1000，半桶水加４滴的比例浸泡寢具半小時
8.每二星期定期高溫清洗冷氣機的濾網
9.煮開水所產生過量的氯會致癌(注意：千萬不要用煮開水的蒸汽蒸臉──會變成黑肺，很可怕哦！)
a.開水煮沸後把蓋子拿開後再用小火煮10分鐘
b.煮開水時用抽油煙機
10.綠色植物中的陰離子，可以安定煙塵，淨化處理，增加身體的免疫力
11.北台灣含陰離子最多的地方──烏來，坪林，拉拉山，還有海邊，山間的瀑布，有空多去走走！
12.開車所用的車上芳香劑含有過量的甲醇會產生致癌物質，要小心
13.『多喝水』牌的礦泉水的融氧性最高，可以使用
14.染髮會導致膀胱癌
15.牙刷宜二個月換一次，三五天用醋浸泡消毒，可防止致病
16.毛巾要一星期換洗一次

Kissing

Kissing

1) ..it helps prevent tooth decay Dr Peter Gorden, Dental Advisor at the British Dental Association, explains. "After eating, your mouth is full of sugar solution and acidic saliva, which cause plaque build up. Kissing is nature's own cleaning process," he adds. "It stimulates saliva flow and brings plaque levels down to normal."

2) ..it relieves tension. A passionate kiss is a great relaxation technique, says stress consultant, Michelle Kay Mcnabb. " When your mouth is in a kissing position, you're almost smiling and, as our emotions and body language are so closely linked, it's almost impossible to smile and feel tense at the same time, " she explains. "Also, your breathing becomes deeper and your eyes close when u kiss - that's what u do when u relax. It's a perfect way to shut out the world."

3) .it helps you lose weight. "A long kiss makes the metabolism burn up sugar faster than usual," says Claire Potter. "The calories burned depend on the intensity, but u can rely on 10 calories for every 10 minutes."

4) .it slows the ageing process. "Kissing helps to tone your cheek and jaw muscles, so they're less likely to sag," says Cosmo's Fitness Consultant, Claire Potter.

5) .it increases fitness levels. Your heart is pumping, your pulse is racing..."If kissing is exciting, you release adrenaline into the bloodstream and your heart pumps more blood around your body," says Dr Susan Hotchkies. "It's a great cardiovascular workout."

6) .it is a good indication of what's to come. Kissing a new man gives you the perfect opportunity to check out his pheromones - the chemical messengers that signal sexual attraction. " The first kiss is always a good way to work out if there's any chemistry between you, "says Paul Brown, a sexual and marital therapist. " In humans, it's thought that smells plays a vital part in subconscious attraction, and if your pheromones aren't 'in tune', you're unlikely to hit off in other areas."

And finally,

7) .it boosts self - esteem !There's nothing better than a passionate kiss for a major dose of feel - good factor. "In theory, when u're kissing,you're happy. And when you're happy, you feel good aboutyourself," says psychotherapist Paul Zeal